DAGT - Digital Asset Credit Assurance Platform Based on Ethereal Public Blockchain Technology

What is DAGT?

DAGT (Digital Assets Guarantee Token) is a digital asset credit assurance platform based on Ethereum's public blockchain technology and intelligent contract technology. The goal is to build transparent information, efficient collaboration, and high value transfer of digital assets. Trusting a distributed credit system Throughout the credit environment, users can use a "DAGT" pass or other pass to pay for credit service fees to obtain financial services provided by financial institutions working with the DAGT project.

During periods of increase in the value of digital assets, certain digital assets promise to obtain liquidity of some funds, so daily spending, tourism and other consumption can be achieved while enjoying value added digital assets.

Based on actual user needs, we designed the Ethereum public blockchain platform and smart contracts to deploy DAGT systems, using blockchain technology to be irreversible, decentralized, and for building new transfers and storage assets through distributed ledgers. Characteristics.

The new feature of blockchain technology allows us to redefine the value of the lender's assets, which completely eliminates the need for confidence in the lending decision process. At the same time, under an open and transparent contract of Ethereum, we have strengthened our trust and cooperation between us and the lending institutions, thus achieving a mutually beneficial design philosophy.

DAGT is a decentralized digital asset credit guarantee system, which will create a professional, credible, intelligent, efficient, open, transparent, highly mobile, and inclusive platform for digital asset holders.

• At the same time as the value of digital assets increases, digital assets to the promise of a certain part of the funds to obtain liquidity, thus allowing daily shopping, travel can also enjoy the added value brought by the increase in digital assets.
• We proceed from the actual needs of users, designed a common field platform block Ethernet chain + smart way to achieve DAGT contract system, the use of block-chain technology can not be tampered with, decentralized and distributed books through the establishment of transfer and storage of new assets Characteristics.
• The new feature of blockchain technology allows us to redefine the value of the lender's assets, completely eliminating the need for confidence in the lending decision process. The current Square-based open Ethernet platform and transparent smart contract, more to strengthen the trust and cooperation between our lending institutions to achieve the concept of win-win situation design.
• DAGT is a decentralized digital asset credit guarantee system that will create a professional, trustworthy, intelligent, efficient, open, transparent, highly mobile, and inclusive platform for digital asset holders.

Operation Model DAGT

DAGT provides blockchain and financial services for three categories of people: (1) C-side digital investors; (2) DAGT token holder; (3) The financial lending institution in accordance with the B-side.

The process that must be done by C-side digital asset investors on the DAGT platform to obtain liquidity from their digital assets:

STEP 1. Credit applications

Register and apply for loan credit qualification

STEP 2. Credit information

Users must enter their credit information

STEP 3. Lock the smart contract

Send digital assets to the wallet under smart contracts

SETP 4. Letter of credit made and loan approved

DAGT creates letters of credit, and letters that comply with the letter B approve the loan. Credit agencies that cooperate with DAGT will distribute loans to banks in accordance with credit qualifications and basic information.

First, the advantages for C-side digital investors:

• Increase fund liquidity. Ensure that certain digital assets can obtain funding from B-side compliance lending agents and increase the liquidity of individual funds and the value of digital assets used for investment, financial management, daily consumption, or travel.
• Enhance the security of digital assets. "Blockchain +", as the underlying technical structure of fintech, realizes the centralization of credit verification, non-destructive transaction data, capital circulation as well as transparent financial transactions and risks.
• Increase long-term stability and security of digital assets (avoid forcibly closing the positions of the exchanges). When using leverage to invest in digital exchange, you may be forced to close your position due to major shocks in your digital asset prices, non-fulfillment of your additional bond obligations, irregularities in policy, or temporary changes in trading rules. The DAGT platform can help you avoid these losses. DAGT provides funding services to digital asset investors with a lower digital asset / liability ratio, increasing investor confidence in the risk of large market price shocks. Meanwhile, in accordance with investor needs, DAGT can immediately conduct currency extraction operations to ensure the stability and security of long-term digital asset ownership.

Second, the advantages of DAGT token holders:

• Value-added benefits: When DAGT is listed on the exchange, you can get some value-added benefits.
• Dividend Income: In the DAGT project operations process, dividend income will be distributed in accordance with certain proportions and time.
• Fund service: DAGT tokens are valuable in their own right. Users pay for credit facilities through the use of DAGT tokens for funding services provided by financial institutions that adhere to the DAGT project. (There are already some CFL partners as of now).

Third, the advantages of CFO on the B-side loan:

• Qualified borrowers: Currently, the digital currency in circulation has reached as high as USD 200 billion and a large number of people hold cryptocurrency. For banks, small lending companies and online lending institutions, trust relationships and rigorous information review mechanisms are needed to build credibility with borrowers, such as reviews of identity information, academic information, credit information, social relationships, private housing, and vehicle information. However, the basis of trust is not solid. In blockchain, you do not need to trust a partner. When borrowers need a funding service, they can verify with DAGT and get a credit certificate, which can be verified by any lender. By using the features of digital assets and blockchain technology, DAGT provides lenders with quality borrowers and improved risk control systems.
• Increase the rate of return. Research shows that holders of digital assets generally have higher pursuing yield characteristics with higher risk. DAGT will screen out B-side compliance borrowers for high-quality borrowers who can afford higher interest rates.
• Security of repayment. DAGT has opened the API interface with some of the world's leading digital asset exchanges and uses blockchain-decentralized and non-blocked features to enable fast-losing even in the face of extreme risk. In addition, DAGT uses smart contracts to prepare security and deposit reserves when working with a compliance lending financial institution. When the value of the promised digital asset can not cover principal and interest, DAGT will initiate a smart contract to pay with a two-tier deposit.

System architecture

Will provide Web-based user function entries, such as: APP, PC, etc.;

• TPGS

Using blockchain technology, credit user registration, credit extensions, and appointment services are platform, smart, and real-time. Credit users can quickly complete the crediting process and send users credit information to third-party lenders in real-time.

• Data and API services

TPGS will open some API and interface data to third party lenders, and DAAD will access a number of digital asset exchanges through the API interface

• Oracle oracle service

Through Oracle oracle to open the chain of communication outside the chain, to achieve reliable business data process outside the chain and the digital asset intelligence contract in the chain

• DAAD

Interconnection of automated trading systems with third-party digital asset trading platforms to perform functions such as digital asset monitoring, delivery, early warning, and large data analysis, and intelligent contract integration to openly and transparently manage assured products.

DAGT Credit Process

1. Application of loan credit qualification: Register and apply for credit qualification loan.
2. Locked smart contract: Send digital assets to the wallet based on smart contract.
3. Loans approved: Credit institutions that have cooperation with DAGT will
4. disbursing the loan to the bank in accordance with the credit qualification and the borrower's information base.
5. Loan payment: Credit users pay principal and interest with agreement.
6. Loan settlement: Once the loan has been repaid, the user pays the service charge credits by using DAGT Token or other digital assets and transferring digital assets to the user's digital wallet

Market analysis

• The first digital asset credit platform built in blockchain technology.
• It has a strong technical and marketing operations team. The team has achieved excellent performance in blockchain technology, financial institutions, and community operations.
• Implementation is fast: The project is about 50% complete, and DAGT has started a potential partnership with several credit agencies.
• Loyalty reward: 50% of the credit service fee charged by the DAGTPlatform will be set aside for the program, where rebates will be issued to active users of the platform that has downloaded the DAGT mobile app and has a digital wallet.

Schedule ICO DAGT

Starting on March 16, 2018

Ends on April 30, 2018

Total Supply Token: 100,000,000 DAGT

Use of Sales Results

Development of core 45%

Marketing 25%

Business operation 20%

Business investment 10%

Asset Guarantee Digital Token, referred to as DAGT, is built in Ethereum. The total supply reaches 100 million DAGT. Specific allocation plans are as follows:

40% is used as a risk deposit

20% will be used for pre-sale buyers and public sales.

20% will be provided for the operations and business promotion of the Foundation.

10% is used for marketing.

10% is allocated for long-term incentives to incentivize DAGT.

The contribution in the sale of tokens shall be held by the Distributor (or its affiliates) upon sale of the token, and the contributors shall have no economic or legal right or interest in this contribution or the assets of that entity after the sale of tokens.

ROADMAP

FOR MORE INFORMATION PLEASE VISIT LINKS BELOW:

WEBSITE : http://www.dagt.io/
WHITEPAPER : https://www.dagt.io/pdf/dagt_en.pdf
ANNOUNTCEMENT : https://bitcointalk.org/index.php?topic=3231867
TWITTER : https://twitter.com/DAGTofficial
FACEBOOOK : https://www.facebook.com/DAGTofficial/
TELEGRAM : https://t.me/DAGTofficial

by POLENG

profile: https://bitcointalk.org/index.php?action=profile;u=1150533

ETH address: 0x81a9Abdc9662BD7a285Fb1DA5b03E5Fb5c7a6c9a